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Personal loan borrowers can now shift their flexi loans to fixed loans! At the time of reset of interest rates, lenders will have to give an option to borrowers to switch over to a fixed rate. The number of times a user can switch between the two will be determined by the lender. The borrowers will also get a choice in whether to opt for a hike in EMI, or extension of tenor, or a combination of both. Generally, fixed rate loans charge 1% to 3% more compared to floating interest rate loans. But i
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