Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

Long-term care insurance helps cover the cost of long-term care you may need later in life — such as nursing home care — once you need help with activities of daily living (ADLs). A policy can help ...

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

Stand-alone long-term care insurance policies have been waning in popularity, owing to a combination of skyrocketing premiums and difficult claims experiences by consumers. In their place, so-called ...

David Schwartzer, left, and Jan Kritzman, center right, meet with Aging Committee co-chair Rep. Jane Garibay (D-Windsor), far right, to discuss potential long-term care insurance legislation in 2026.

Getting your Trinity Audio player ready... Not long after her husband died in 2004, Alice Kempski, a retired nurse in her early 60s, bought an insurance policy designed to cover the costs she would ...

A group of resident activists meets with Aging Committee co-chair Rep. Jane Garibay, D-Windsor, and other lawmakers in January to discuss potential long-term care insurance legislation. Credit: ...